Few things are tougher on a relationship than financial hardship. Job losses, medical emergencies, foreclosures and repossessions, divorce: these are financial crises that demand special attention. The day in, day out worry that the rug will be pulled out from under you at any minute can wear down the most optimistic of us. Did you know that over 80% of divorcing couples cite conflict over money as a major contributing factor in the breakup of the relationship?

Common Sense Business Solutions will provide one-on-one counseling and education to help you put in place a plan of action to conquer your financial challenges. Common Sense Business Solutions has been providing financial counseling since 2001. Following the principles and guidelines set forth by Dave Ramsey, your counselor will patiently work with you and guide you with the heart of a teacher.

Your trained counselor will assess your situation, help you design a spending plan, establish a debt elimination plan, and address any needs unique to your situation. Prior to your appointment, your counselor will review your information and any specific questions you have raised. After your counseling session your counselor will provide written recommendations.

Financial Counseling is right for you if you are:

• Adrift financially, with no clear goals or realistic budget

• Worried about the amount of debt you are carrying

• Consistently having trouble making ends meet

• Unable to understand or communicate financial matters

• Being harassed by creditors or collectors

• Facing lawsuits, judgments, foreclosures, or repossessions

• Thinking seriously about bankruptcy for any reason